What We Offer
Insurance for Every Need
Comprehensive insurance products, designed around the real needs of Kenyans — from first-time vehicle owners to large enterprises.
This covers liabilities arising from accidental injury to the general public from the use of property or premises. It includes statutory covers such as WIBA.
Liability Covers
Bonds (Guarantee/Surety Bonds)
Financial guarantees that protect one party against another's failure to fulfill a contractual or legal obligation.
- Bid/Tender bonds — guarantee serious intent to honor a submitted bid
- Performance bonds — guarantee contract completion as per agreed terms
- Advance payment bonds — protect against misuse of upfront payments
- Customs bonds — guarantee payment of duties/taxes to customs authorities
Contractors All Risk
Comprehensive cover for construction projects — materials, plant, equipment, and third-party liability.
- Cover for contract works and materials
- Construction plant and equipment
- Third-party property damage liability
- Personal injury to third parties
Cyber Liability
Protection against data breaches, cyber attacks, and regulatory fines.
- Data breach response costs
- Ransomware and extortion cover
- Business interruption from cyber events
- Regulatory fines and penalties
This cover damage to property and goods thereon against accidental damage by fire and related perils. The cover includes consequential loss following the property damage.
Property Insurance
Business Interruption
Replace lost income and cover ongoing expenses after a covered property loss.
- Loss of gross profit
- Increased cost of working
- Rent and mortgage payments
- Employee wages during closure
Fire & Burglery
Comprehensive protection for buildings, contents, and stock against fire, theft, and related perils.
- Fire, lightning, explosion cover
- Riot, strike, civil commotion
- Malicious damage
- Burglary and housebreaking
Marine Insurance
Protection for goods and vessels against loss or damage during transit by sea, air, or land.
- Cover for goods in transit by sea, air, road, or rail
- Protection against damage, theft, and total loss of cargo
- Cover for import and export consignments
- Quick claims assessment and settlement support
Protect your greatest asset — your employees and their well-being.
People Insurance
Medical Insurance
Comprehensive health cover for employees — inpatient, outpatient, maternity, and dental.
- Inpatient and Outpatient cover
- Maternity benefits
- Dental and optical
- Last expense cover
Work Injury Benefits Act (WIBA)
Statutory cover for workplace injuries — mandatory for all Kenyan employers.
- Medical expenses for work injuries
- Temporary and permanent disability benefits
- Death benefits to dependants
- Funeral expenses
Protect yourself, your family, and your personal assets.
Personal Lines
Domestic Package
All-in-one home insurance — buildings, contents, valuables, and liability.
- Building structure cover
- Contents and personal effects
- Valuables and jewellery
- All-risks cover on specified items
Motor Insurance — Private
Comprehensive cover for private vehicles with no-claims bonus and 24/7 assistance.
- Comprehensive or third party options
- 24/7 roadside assistance
- Windscreen cover
- No-claims bonus protection
Our Difference
Why Choose Puritan Products?
Industry Specialization
Deep focus on the key industries of Construction, general trading, energy, manufacturing.
Proactive Risk Management
We undertake risk audit and advise on safety compliance to ensure business continuity.
Claims Advocacy That Delivers
A structured claims escalation process that ensures speedy settlement.
Not Sure Which Policy is Right for You?
Our insurance advisors are here to help you find the perfect coverage for your situation. Get a free consultation today.